Questions About Debt Consolidation
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How does your program work?
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Our debt consolidation company will combine all your unsecured debts into one low affordable monthly payment, reduce or eliminate the interest charges, shorten the payoff term, and save you thousands of dollars.
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Who is a candidate for debt consolidation?
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Anyone over their head in credit card and unsecured debt, or people finding themselves paying bills but not making any headway. Individuals with at least $1,000 of unsecured debt are candidates for our debt consolidation program.
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What is your role in the debt consolidation process ?
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We negotiate with your creditors on your behalf to lower existing monthly payments and reduce or eliminate the interest rates.
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Will this affect my credit?
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If your credit is good, it will stay good in most cases. If it is not so good, then this program will help you rebuild your credit due to the regular monthly payments you will be making.
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Why are creditors willing to work with you?
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We have relationships with creditors both large and small. They are willing to reduce your payments and interest rates since they realize that the alternative may be non-payment or bankruptcy, which means a complete loss to the creditors. With debt consolidation the creditor receives their principle back.
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What debts can be consolidated on your program?
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All unsecured debts in the form of credit card debt, personal loans, medical bills, student loans, collection accounts, and court judgements.
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How do I get started?
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Gather up all your unsecured bills and fill out the free quotation form. One of our professional debt counselors will be in touch with you within 48 hours.
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